CALCMONEY // MORTGAGE // WY
Calculate your monthly mortgage payment using Wyoming-specific property tax rates, current average interest rates, and local median home prices.
Open Full Calculator$325,000
7%
0.61%
None
How today's 7% rate compares to recent years
| Period | 30-Yr Rate | vs. Today |
|---|---|---|
| 2026 (current) | 7% | — |
| 2024 avg | 7.42% | -0.42% |
| 2023 avg | 7.85% | -0.85% |
| 2022 peak | 7.68% | -0.68% |
| 2021 avg | 3.60% | +3.40% |
| 2020 avg | 3.40% | +3.60% |
Rate estimates based on Freddie Mac Primary Mortgage Market Survey national averages adjusted for Wyoming market conditions. Actual rates vary by lender and borrower profile.
| Principal & Interest | $1,730 |
| Property Tax | $165 |
| Homeowners Insurance (est.) | $108 |
| Total Monthly Payment (PITI) | $2,003 |
$65,000
$362,723
$85,857/yr
Wyoming homebuyers face a $325,000 median price, 23% below the national figure. Against the state's $65,000 median household income, that's a 5.0x price-to-income ratio.
Wyoming's 0.61% average property tax rate runs below the 1.1% national average, working out to $165/month on the median home here.
No state income tax in Wyoming means the $65,000 median household income stretches further than the same salary would in an income-tax state, which matters directly against a $2,003/month payment.
Wyoming's cost of living index is 95, below the 100 national baseline. That's on top of the housing numbers above, not instead of them.
Wyoming's median home price runs 2% lower than Tennessee: $330,000 there versus $325,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $260,000 loan saves $11,700 in interest over 30 years.
Compare Top Wyoming Mortgage LendersTennessee
$330,000 median
MNMinnesota
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NCNorth Carolina
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SCSouth Carolina
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