Privacy Policy

1. Information We Collect

At CalcMoney, we believe in privacy by design. Our calculators are entirely client-side. This means that when you enter your financial data (such as income, debts, or net worth), that data remains securely on your device. We do not store, intercept, or transmit your personal financial inputs to our servers.

We automatically collect some baseline technical information (such as your IP address, browser type, and device information) through standard analytics tools to improve our website's performance and understand aggregate user behavior.

2. How We Use Cookies

Cookies are small files placed on your device to enhance your experience. We use cookies for:

• Essential Functions: Remembering your preferences, such as saved calculator scenarios using local storage.
• Analytics: Understanding traffic patterns and identifying which calculators provide the most value.
• Affiliate Tracking: If you click an external partner link, a cookie may track that referral so we earn a commission at no cost to you.

3. Third-Party Links & Affiliates

Our website contains links to third-party financial institutions and software providers. CalcMoney is fundamentally a free educational utility; to sustain it, we participate in affiliate programs. If you click a partner link and make a purchase or open an account, we may receive compensation.

Please note that external websites have their own independent privacy policies. We have no responsibility or liability for the content or activities of these linked sites.

4. Data Security

We implement a variety of security measures to maintain the safety of your personal information. Because calculation mathematics run in your browser, the risk of data interception is mathematically minimized. However, no internet transmission is 100% secure.

5. Your Consent

By using our site, you consent to our website's privacy policy.