CALCMONEY // MORTGAGE // WY // ROCK SPRINGS
Calculate your monthly mortgage payment using Rock Springs-specific property tax rates and local market data.
$265,000
6.95%
0.63%
87
| Principal & Interest | $1,403 |
| Property Tax | $139 |
| Homeowners Insurance (est.) | $88 |
| Total Monthly Payment (PITI) | $1,631 |
$53,000
$293,199
$69,891/yr
$265,000 buys the median home in Rock Springs right now. With 20% down, that's a $53,000 down payment and a $212,000 loan, set against a $68,000 median household income.
Rock Springs's 0.63% property tax rate runs below the 1.1% national average. That's $139/month on the median home here, not a rounding error against the mortgage payment.
Wyoming is one of nine states with no state income tax. Against a $1,631/month mortgage payment here, that's real, recurring savings compared to an income-tax state at the same salary.
Beyond housing, Rock Springs's cost of living index sits at 87 (national average = 100), running below the national baseline for groceries, transportation, and everyday services.
Rock Springs's median home price runs 27% lower than nearby Cheyenne: $365,000 there versus $265,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $212,000 loan saves $9,540 in interest over 30 years.
Compare Top Rock Springs Mortgage Lenders