CALCMONEY // MORTGAGE // WY // CASPER
Calculate your monthly mortgage payment using Casper-specific property tax rates and local market data.
$295,000
6.95%
0.65%
89
| Principal & Interest | $1,562 |
| Property Tax | $160 |
| Homeowners Insurance (est.) | $98 |
| Total Monthly Payment (PITI) | $1,820 |
$59,000
$326,391
$78,014/yr
$295,000 buys the median home in Casper right now. With 20% down, that's a $59,000 down payment and a $236,000 loan, set against a $65,000 median household income.
Property taxes in Casper run 0.65% of assessed value, below the 1.1% national average. On the median home, that's $1,918 a year, or $160 added to the monthly payment.
Wyoming charges no state income tax. Every dollar of the $65,000 median household income here converts more directly into covering the $1,820/month payment.
Casper's cost of living index is 89, below the 100 national baseline. That's on top of the housing numbers above, not instead of them.
Casper's median home price runs 19% lower than nearby Cheyenne: $365,000 there versus $295,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $236,000 loan saves $10,620 in interest over 30 years.
Compare Top Casper Mortgage LendersCheyenne
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