The Family Office
Operating System
14-Module Wealth Management System
Treat your household capital like the private enterprise it is. Diagnostic-grade tools for net worth, tax exposure, FIRE trajectory, crypto, real estate, and estate architecture — in one Excel terminal.
What a financial advisor charges to manage what you could manage yourself with the right system.
The average HNW household tracks their finances across disconnected tools, losing the whole picture.
Consumer finance apps are built for budgets, not for households managing $500K to $5M in assets.
14 Modules. One Terminal.
Total assets minus liabilities. Updated live as you enter data. Tracks 12-month trend.
All holdings in one view — equities, bonds, alternatives, cash. P&L at a glance.
Monthly income vs outflow. Surplus routing logic. 12-month rolling projection.
W-2, capital gains, Roth conversion ladders, bracket management. Federal + state.
4% rule, variable withdrawal, Coast FIRE. Survivability across 500 scenarios.
Cost basis tracking, realized/unrealized gains, staking income, tax lots.
Rental yield, equity buildup, cash-on-cash return. Multi-property view.
Beneficiary map, trust structure, step-up basis, estate tax threshold monitoring.
Target allocation, rebalancing triggers, IPS statement template.
Avalanche vs snowball comparison. Payoff timeline. Interest saved calculator.
Target sizing by expense tier. High-yield savings optimization.
Life, disability, umbrella, P&C coverage gap analysis. Annual audit checklist.
DAF strategy, QCD from IRA, appreciated securities giving. Tax impact.
All 14 modules in one live dashboard. Net worth, cash flow, FIRE status, portfolio — at a glance.
The Math Is Simple
I spent three years trying to build something like this myself. This is the system I wished existed when I hit $1M net worth.
The FIRE module alone is worth the price. The Monte Carlo logic is tighter than anything I've seen in consumer apps.
Finally something that treats my household like the business it is. The Command Center is my Monday morning ritual.