CALCMONEY // MORTGAGE // OR // BEND
Calculate your monthly mortgage payment using Bend-specific property tax rates and local market data.
$550,000
6.9%
0.88%
118
| Principal & Interest | $2,898 |
| Property Tax | $403 |
| Homeowners Insurance (est.) | $183 |
| Total Monthly Payment (PITI) | $3,485 |
$110,000
$603,223
$149,336/yr
Home prices in Bend run 31% above the national median: $550,000 versus $420,000. Relative to the $72,000 median household income here, the price-to-income ratio comes out to 7.6x.
Factor in $403/month for property tax in Bend, based on the area's 0.88% effective rate applied to the median home price. That's $4,840 annually.
Unlike the nine no-income-tax states, Oregon taxes wage income. Worth running your actual take-home pay against the $3,485/month payment here before locking in a target price.
Day-to-day expenses in Bend track at 118 against the national 100 baseline, above average once you look past the mortgage payment itself.
Bend's median home price runs 8% higher than nearby Portland: $510,000 there versus $550,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $440,000 loan saves $19,800 in interest over 30 years.
Compare Top Bend Mortgage LendersNeighborhood-level data for 2 ZIP codes in Bend. Rates, home prices, and estimated payments vary by area.