CALCMONEY // MORTGAGE // MS // HATTIESBURG
Calculate your monthly mortgage payment using Hattiesburg-specific property tax rates and local market data.
$180,000
6.95%
0.6%
79
| Principal & Interest | $953 |
| Property Tax | $90 |
| Homeowners Insurance (est.) | $60 |
| Total Monthly Payment (PITI) | $1,103 |
$36,000
$199,154
$47,280/yr
Home prices in Hattiesburg run 57% below the national median: $180,000 versus $420,000. Relative to the $46,000 median household income here, the price-to-income ratio comes out to 3.9x.
Hattiesburg's 0.6% property tax rate runs below the 1.1% national average. That's $90/month on the median home here, not a rounding error against the mortgage payment.
Unlike the nine no-income-tax states, Mississippi taxes wage income. Worth running your actual take-home pay against the $1,103/month payment here before locking in a target price.
Day-to-day expenses in Hattiesburg track at 79 against the national 100 baseline, below average once you look past the mortgage payment itself.
Hattiesburg's median home price runs 24% higher than nearby Jackson: $145,000 there versus $180,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $144,000 loan saves $6,480 in interest over 30 years.
Compare Top Hattiesburg Mortgage Lenders