CALCMONEY // MORTGAGE // AZ // TUCSON // 85718
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 85718 in Tucson, AZ.
$780,000
$624,000
$4,792
$205,378/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $780,000 | $702,000 | $4,623 | $5,306 | 6.9% |
| 20% Down | $780,000 | $624,000 | $4,110 | $4,792 | 6.9% |
| 25% Down | $780,000 | $585,000 | $3,853 | $4,535 | 6.9% |
Total monthly includes principal & interest, property tax (0.65% annual), and estimated homeowners insurance. PMI not included.
Catalina Foothills (ZIP 85718) sits within Tucson, Arizona with a median home price of $780,000 — significantly above the Tucson city-wide median of $295,000. At 80% LTV, the typical loan of $624,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 85718 run 0.65% annually, adding $423 per month on the median home. Median household income in this neighborhood is approximately $138,000, placing the price-to-income ratio at 5.7x. Arizona levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.