CALCMONEY // MORTGAGE // AZ // TUCSON
Calculate your monthly mortgage payment using Tucson-specific property tax rates and local market data.
$295,000
6.9%
0.72%
93
| Principal & Interest | $1,554 |
| Property Tax | $177 |
| Homeowners Insurance (est.) | $98 |
| Total Monthly Payment (PITI) | $1,830 |
$59,000
$323,547
$78,413/yr
$295,000 buys the median home in Tucson right now. With 20% down, that's a $59,000 down payment and a $236,000 loan, set against a $52,000 median household income.
Property taxes in Tucson run 0.72% of assessed value, below the 1.1% national average. On the median home, that's $2,124 a year, or $177 added to the monthly payment.
Unlike the nine no-income-tax states, Arizona taxes wage income. Worth running your actual take-home pay against the $1,830/month payment here before locking in a target price.
Day-to-day expenses in Tucson track at 93 against the national 100 baseline, below average once you look past the mortgage payment itself.
Tucson's median home price runs 30% lower than nearby Phoenix: $420,000 there versus $295,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $236,000 loan saves $10,620 in interest over 30 years.
Compare Top Tucson Mortgage LendersNeighborhood-level data for 3 ZIP codes in Tucson. Rates, home prices, and estimated payments vary by area.