CALCMONEY // MORTGAGE // UT // SALT LAKE CITY // 84108
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 84108 in Salt Lake City, UT.
$720,000
$576,000
$4,394
$188,294/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $720,000 | $648,000 | $4,268 | $4,868 | 6.9% |
| 20% Down | $720,000 | $576,000 | $3,794 | $4,394 | 6.9% |
| 25% Down | $720,000 | $540,000 | $3,556 | $4,156 | 6.9% |
Total monthly includes principal & interest, property tax (0.6% annual), and estimated homeowners insurance. PMI not included.
Sugar House (ZIP 84108) sits within Salt Lake City, Utah with a median home price of $720,000 — significantly above the Salt Lake City city-wide median of $530,000. At 80% LTV, the typical loan of $576,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 84108 run 0.6% annually, adding $360 per month on the median home. Median household income in this neighborhood is approximately $118,000, placing the price-to-income ratio at 6.1x. Utah levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.