CALCMONEY // MORTGAGE // TX // KELLER
Calculate your monthly mortgage payment using Keller-specific property tax rates and local market data.
$620,000
6.9%
2.2%
151
| Principal & Interest | $3,267 |
| Property Tax | $1,137 |
| Homeowners Insurance (est.) | $207 |
| Total Monthly Payment (PITI) | $4,610 |
$124,000
$679,996
$197,571/yr
Keller's median home price sits at $620,000, 48% above the $420,000 national median. On a $115,000 median household income, that puts the price-to-income ratio at 5.4x, or 5.4 years of gross pay for the purchase price alone.
At a 2.2% effective rate, Keller property taxes add $1,137 to the monthly payment on the median home, $13,640 a year in total.
Texas is one of nine states with no state income tax. Against a $4,610/month mortgage payment here, that's real, recurring savings compared to an income-tax state at the same salary.
Beyond housing, Keller's cost of living index sits at 151 (national average = 100), running above the national baseline for groceries, transportation, and everyday services.
Keller's median home price runs 100% higher than nearby Houston: $310,000 there versus $620,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $496,000 loan saves $22,320 in interest over 30 years.
Compare Top Keller Mortgage LendersNeighborhood-level data for 1 ZIP codes in Keller. Rates, home prices, and estimated payments vary by area.