CALCMONEY // MORTGAGE // TX // HOUSTON // 77025
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 77025 in Houston, TX.
$720,000
$576,000
$5,354
$229,437/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $720,000 | $648,000 | $4,268 | $5,828 | 6.9% |
| 20% Down | $720,000 | $576,000 | $3,794 | $5,354 | 6.9% |
| 25% Down | $720,000 | $540,000 | $3,556 | $5,116 | 6.9% |
Total monthly includes principal & interest, property tax (2.2% annual), and estimated homeowners insurance. PMI not included.
Medical Center Adjacent (ZIP 77025) sits within Houston, Texas with a median home price of $720,000 — significantly above the Houston city-wide median of $310,000. At 80% LTV, the typical loan of $576,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 77025 run 2.2% annually, adding $1,320 per month on the median home. Median household income in this neighborhood is approximately $132,000, placing the price-to-income ratio at 5.5x. Texas has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.