CALCMONEY // MORTGAGE // TX // FORT WORTH // 76132
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 76132 in Fort Worth, TX.
$520,000
$416,000
$3,866
$165,705/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $520,000 | $468,000 | $3,082 | $4,209 | 6.9% |
| 20% Down | $520,000 | $416,000 | $2,740 | $3,866 | 6.9% |
| 25% Down | $520,000 | $390,000 | $2,569 | $3,695 | 6.9% |
Total monthly includes principal & interest, property tax (2.2% annual), and estimated homeowners insurance. PMI not included.
Wedgwood Upscale (ZIP 76132) sits within Fort Worth, Texas with a median home price of $520,000 — significantly above the Fort Worth city-wide median of $310,000. At 80% LTV, the typical loan of $416,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 76132 run 2.2% annually, adding $953 per month on the median home. Median household income in this neighborhood is approximately $92,000, placing the price-to-income ratio at 5.7x. Texas has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.