CALCMONEY // MORTGAGE // OK // OKLAHOMA CITY // 73170
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 73170 in Oklahoma City, OK.
$450,000
$360,000
$2,933
$125,720/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $450,000 | $405,000 | $2,667 | $3,230 | 6.9% |
| 20% Down | $450,000 | $360,000 | $2,371 | $2,933 | 6.9% |
| 25% Down | $450,000 | $337,500 | $2,223 | $2,785 | 6.9% |
Total monthly includes principal & interest, property tax (1.1% annual), and estimated homeowners insurance. PMI not included.
South OKC Moore Area (ZIP 73170) sits within Oklahoma City, Oklahoma with a median home price of $450,000 — significantly above the Oklahoma City city-wide median of $215,000. At 80% LTV, the typical loan of $360,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 73170 run 1.1% annually, adding $413 per month on the median home. Median household income in this neighborhood is approximately $78,000, placing the price-to-income ratio at 5.8x. Oklahoma levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.