CALCMONEY // MORTGAGE // NV // LAS VEGAS
Calculate your monthly mortgage payment using Las Vegas-specific property tax rates and local market data.
$440,000
6.9%
0.65%
107
| Principal & Interest | $2,318 |
| Property Tax | $238 |
| Homeowners Insurance (est.) | $147 |
| Total Monthly Payment (PITI) | $2,703 |
$88,000
$482,578
$115,855/yr
$440,000 buys the median home in Las Vegas right now. With 20% down, that's a $88,000 down payment and a $352,000 loan, set against a $63,000 median household income.
At a 0.65% effective rate, Las Vegas property taxes add $238 to the monthly payment on the median home, $2,860 a year in total.
No state income tax in Nevada means the $63,000 median household income stretches further than the same salary would in an income-tax state, which matters directly against a $2,703/month payment.
Day-to-day expenses in Las Vegas track at 107 against the national 100 baseline, above average once you look past the mortgage payment itself.
Las Vegas's median home price runs 4% lower than nearby Henderson: $460,000 there versus $440,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $352,000 loan saves $15,840 in interest over 30 years.
Compare Top Las Vegas Mortgage LendersHenderson
$460,000 median
NVReno
$480,000 median
NVNorth Las Vegas
$390,000 median
NVSparks
$448,000 median
Neighborhood-level data for 3 ZIP codes in Las Vegas. Rates, home prices, and estimated payments vary by area.