CALCMONEY // MORTGAGE // MD // BETHESDA
Calculate your monthly mortgage payment using Bethesda-specific property tax rates and local market data.
$1,550,000
6.9%
1.1%
194
| Principal & Interest | $8,167 |
| Property Tax | $1,421 |
| Homeowners Insurance (est.) | $517 |
| Total Monthly Payment (PITI) | $10,104 |
$310,000
$1,699,991
$433,035/yr
Home prices in Bethesda run 269% above the national median: $1,550,000 versus $420,000. Relative to the $271,500 median household income here, the price-to-income ratio comes out to 5.7x.
Bethesda's 1.1% property tax rate runs in line with the 1.1% national average. That's $1,421/month on the median home here, not a rounding error against the mortgage payment.
Unlike the nine no-income-tax states, Maryland taxes wage income. Worth running your actual take-home pay against the $10,104/month payment here before locking in a target price.
Day-to-day expenses in Bethesda track at 194 against the national 100 baseline, above average once you look past the mortgage payment itself.
Bethesda's median home price runs 400% higher than nearby Baltimore: $310,000 there versus $1,550,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $1,240,000 loan saves $55,800 in interest over 30 years.
Compare Top Bethesda Mortgage LendersBaltimore
$310,000 median
MDRockville
$680,000 median
MDGaithersburg
$550,000 median
MDColumbia
$450,000 median
Neighborhood-level data for 2 ZIP codes in Bethesda. Rates, home prices, and estimated payments vary by area.