CALCMONEY // MORTGAGE // MD // BALTIMORE // 21210
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 21210 in Baltimore, MD.
$780,000
$624,000
$5,215
$223,486/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $780,000 | $702,000 | $4,623 | $5,728 | 6.9% |
| 20% Down | $780,000 | $624,000 | $4,110 | $5,215 | 6.9% |
| 25% Down | $780,000 | $585,000 | $3,853 | $4,958 | 6.9% |
Total monthly includes principal & interest, property tax (1.3% annual), and estimated homeowners insurance. PMI not included.
Roland Park (ZIP 21210) sits within Baltimore, Maryland with a median home price of $780,000 — significantly above the Baltimore city-wide median of $310,000. At 80% LTV, the typical loan of $624,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 21210 run 1.3% annually, adding $845 per month on the median home. Median household income in this neighborhood is approximately $138,000, placing the price-to-income ratio at 5.7x. Maryland levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.