CALCMONEY // MORTGAGE // ID // CALDWELL
Calculate your monthly mortgage payment using Caldwell-specific property tax rates and local market data.
$348,000
7%
0.68%
123
| Principal & Interest | $1,852 |
| Property Tax | $197 |
| Homeowners Insurance (est.) | $116 |
| Total Monthly Payment (PITI) | $2,165 |
$69,600
$388,393
$92,803/yr
Buying the median home in Caldwell means financing $348,000. Against the area's $58,000 median household income, that works out to a 6.0x price-to-income ratio.
Property taxes in Caldwell run 0.68% of assessed value, below the 1.1% national average. On the median home, that's $2,366 a year, or $197 added to the monthly payment.
Unlike the nine no-income-tax states, Idaho taxes wage income. Worth running your actual take-home pay against the $2,165/month payment here before locking in a target price.
Day-to-day expenses in Caldwell track at 123 against the national 100 baseline, above average once you look past the mortgage payment itself.
Caldwell's median home price runs 23% lower than nearby Boise: $450,000 there versus $348,000 here.
Once you have your payment estimate, comparing lenders is the most important step. A 0.25% rate difference on a $278,400 loan saves $12,528 in interest over 30 years.
Compare Top Caldwell Mortgage Lenders