CALCMONEY // MORTGAGE // FL // TAMPA // 33629
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 33629 in Tampa, FL.
$850,000
$680,000
$5,470
$234,435/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $850,000 | $765,000 | $5,038 | $6,030 | 6.9% |
| 20% Down | $850,000 | $680,000 | $4,478 | $5,470 | 6.9% |
| 25% Down | $850,000 | $637,500 | $4,199 | $5,190 | 6.9% |
Total monthly includes principal & interest, property tax (1% annual), and estimated homeowners insurance. PMI not included.
South Tampa (ZIP 33629) sits within Tampa, Florida with a median home price of $850,000 — significantly above the Tampa city-wide median of $390,000. At 80% LTV, the typical loan of $680,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 33629 run 1% annually, adding $708 per month on the median home. Median household income in this neighborhood is approximately $148,000, placing the price-to-income ratio at 5.7x. Florida has no state income tax, giving buyers here more purchasing power relative to equivalent salaries in income-tax states.