CALCMONEY // MORTGAGE // CO // GOLDEN // 80401
ZIP CODE ANALYSISHyper-local mortgage data for ZIP 80401 in Golden, CO.
$780,000
$624,000
$4,760
$203,986/yr
| Down Payment | Home Price | Loan Amount | Monthly P&I | Total Monthly | Rate |
|---|---|---|---|---|---|
| 10% Down | $780,000 | $702,000 | $4,623 | $5,273 | 6.9% |
| 20% Down | $780,000 | $624,000 | $4,110 | $4,760 | 6.9% |
| 25% Down | $780,000 | $585,000 | $3,853 | $4,503 | 6.9% |
Total monthly includes principal & interest, property tax (0.6% annual), and estimated homeowners insurance. PMI not included.
Coors Country / Table Mesa (ZIP 80401) sits within Golden, Colorado with a median home price of $780,000 — significantly above the Golden city-wide median of $780,000. At 80% LTV, the typical loan of $624,000 remains within conforming loan limits, keeping conventional financing accessible.
Property taxes in ZIP 80401 run 0.6% annually, adding $390 per month on the median home. Median household income in this neighborhood is approximately $142,000, placing the price-to-income ratio at 5.5x. Colorado levies a state income tax, which reduces take-home pay and should be factored into your maximum monthly payment calculation.